Tax Playbook · Big life moves
ABLE accounts
An ABLE account is a special savings account for people with disabilities. Money in it grows with no tax, and if you get SSI, up to $100,000 in the account will not count against you. In 2026 you can put in up to $19,000 per year, and it is now open to people whose disability began before age 46. For example, if your family puts in $10,000 for care costs, it grows tax-free and the SSI check stays safe.
Good for: Families of people with disabilities who get SSI or Medicaid.
Learn the basics
Recent articles & guides
- Disability Scoop: New year brings big changes for ABLE accounts (Dec 2025)
- DunlapSLK: ABLE accounts and their tax benefits
- CareCade: ABLE account expansion 2026
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Educational summary, not tax advice. Limits and rules change — confirm current law with your tax adviser.