Tax Playbook · Big life moves
Bunch medical expenses
You can only deduct medical bills that are more than 7.5% of your income — say you earn $100,000, so the first $7,500 of bills gives you nothing. People plan big bills, like surgery and braces, in the same year. If you have $12,000 of bills that year, you can deduct $4,500.
Good for: People with big out-of-pocket medical, dental, or surgery bills.
Learn the basics
Recent articles & guides
- USA Today: How to claim medical expenses on your taxes (2026)
- Experian: Are medical expenses tax deductible?
- abip CPAs: A strategy to raise your medical expense deduction
- GoodRx: 99 tax-deductible medical expenses in 2026
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Educational summary, not tax advice. Limits and rules change — confirm current law with your tax adviser.